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You’re unable to place calls or texts.Here are three other signals you may be a victim of SIM swapping. The tweets made to Dorsey’s Twitter account alerted him to the breach. One warning sign, as seen in Dorsey’s case, is social media activity that isn’t yours. It’s important to recognize warning signs, so you can shut down the frausters’ access as quickly as possible. It can be challenging to stay ahead of SIM swap scams. Signs you may be a victim of SIM swap fraud They then used Cloudhopper’s text-to-tweet service for Twitter. How did the hackers get access to his phone number? They somehow convinced Dorsey’s phone carrier to essentially swap SIM cards, assigning Dorsey’s phone number to their SIM card and phone. Dorsey’s Twitter account was hacked when fraudsters gained control over his phone number - and went on to tweet offensive messages for the 15 minutes it took to regain control of his account. But social media also can alert you to being victimized.Ĭonsider the high-profile example of a SIM swap scam against Twitter CEO Jack Dorsey. For example, if your mother’s maiden name or your high school mascot are answers to your security questions, a fraudster may be able to discover that information within your Facebook profile. Scammers can use your social media profiles to gather information on you that may help them impersonate you. Transfers between those accounts in your name might not sound any alarms. How do they get your money? They might set up a second bank account in your name at your bank - where, because you’re already a bank customer, there may be less robust security checks.
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They can then receive any codes or password resets sent to that phone via call or text for any of your accounts. Once they gain access to and control over your cellphone number, fraudsters can then access your phone communications with banks and other organizations - in particular, your text messages. How are fraudsters able to answer your security questions? That’s where the data they’ve collected on you through phishing emails, malware, the dark web, or social media research becomes useful. Or, they may claim that they need help switching to a new phone. This ports your telephone number to the fraudster’s device containing a different SIM. They then ask the customer service representative to activate a new SIM card in the fraudster’s possession. The scammers call your mobile carrier, impersonating you and claiming to have lost or damaged their (your) SIM card. To steal your number, scammers start by gathering as much personal information on you as they can get and engaging in a bit of social engineering. So having control over your cellphone number would be valuable to fraudsters. Without a SIM card, your GSM phone wouldn’t be authorized to use a mobile network. Cellphone subscriber identity module (SIM) cards are the storage for user data in Global System for Mobile (GSM) phones.
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How do SIM swapping scams work?Ī SIM swap scam - also known as SIM splitting, simjacking, sim hijacking, or port-out scamming - is a fraud that occurs when scammers take advantage of a weakness in two-factor authentication and verification in which the second step is a text message (SMS) or call to your mobile phone number.įirst, some SIM-card basics. That way you can help protect yourself against this type of fraud - or recognize if you’ve become a victim. It’s a good idea to learn about of SIM card swapping.
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Your bank then sends an access code to your cellphone for you to complete the log-in process.īut what if fraudsters are able to change the SIM card connected to your mobile number? That would give them control over that number - and they’d receive the access code to your account. That means you begin to access your account by entering your user name and password. You might try to access one of your bank accounts that uses text-based two-factor authentication. In a successful SIM swap scam, cybercriminals could hijack your cell phone number and use it to gain access to your sensitive personal data and accounts. SIM swapping relies on phone-based authentication.
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The fraud is known as SIM swapping, and it can be used to take over your financial accounts.